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Group Income Protection that’s game-changing
Rather than kicking in when an employee becomes unwell, our proposition proactively supports health and wellbeing from day one, putting prevention at the heart of the experience.
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Loved by over 1,000,000 employees across thousands of companies:
#1 rated employee benefit on Trustpilot
#1 rated employee benefit1
96%
181%
of referrals within 4 weeks of absence will return to or remain in work2
85%
return on
investment3
return on
investment3
Why is our Group Income Protection (GIP) proposition game-changing?
Rather than kicking in when an employee becomes unwell, we proactively support employee health and wellbeing from day one, and put prevention at the heart of the experience in a way that's never been done before. To top it off, YuLife has an average engagement rate of 93%5—a level of participation that’s unmatched in the industry.
Prevention
Early-intervention
Recovery
We believe in wellbeing every day for everyone. Reward employees for their everyday healthy habits. Plus, boost engagement with exclusive GIP rewards targeting the three main causes of claims: mental health, MSK and cancer.6
Improve access to much-needed healthcare tools. Give your employees access to support services that make a difference, including a 24/7 confidential helpline, up to 10 structured counselling sessions7 and unlimited virtual GP access.8
In the event of a referral, get proactive, independent and personalised absence management support through HCB Group. Prevent absences from escalating into claims and support returning employees with expert care.9
Hear why XMA chose to get Group Income Protection with YuLife
XMA chose YuLife’s gamified approach and wellbeing benefits as part of their Great Place to Work strategy in 2022, and these were their results:
How it works
Your people get comprehensive cover with MetLife UK
Cover up to 80% of an employee’s monthly salary.
Bespoke rehabilitation plans available for mental health issues, MSK and long COVID.
24/7 confidential Employee Assistance Programme (EAP) and up to 10 structured counselling sessions. 7
Unlimited access to virtual GP including private prescriptions, open referral and fit notes where deemed appropriate.
Improve employee wellbeing every day
Get the award-winning YuLife app, designed to help employees reduce their long-term health risks, while earning rewards that make a difference.
Voted the #1 employee benefit in the UK on Trustpilot.1
Rated 4.8 and named “the Best Value Provider” on Capterra by HR teams.10
Exclusive rewards worth over £1,250, including health checks, free subscriptions to leading health apps, and a free pair of New Balance trainers!11
Become proactive with
absence management
96% of employee referrals return to, or remain in, work when MetLife UK are notified of their absence within the first 4 weeks.2
In the event of a referral, get immediate, personalised absence management support.
Clinical rehabilitation and recovery services to support return-to-work for unwell employees.
Empower HR with the data they need to manage health risks early
With advanced data and insights from the HR Portal, along with additional support and resources from MetLife, your HR team will be fully equipped to drive better outcomes.
Get a real-time HR dashboard with quarterly reporting to track your employee wellbeing.
Lower your admin burden and supplier footprint with one place where all your benefits can live.
Enjoy exceptional service levels with YuLife’s dedicated Client Success team that helps HR onboard employees and deliver maximum value.
Cerian Morris, Director of HR, XMA
“YuLife are doing something completely different in the insurance market. Since we’ve introduced YuLife, there’s been an improvement in our Glassdoor score and 20% decrease in absenteeism.”
Vicki Alexander, Nice-Pak
“A comprehensive health & wellbeing offering is something candidates are now keen for their employers to provide. That’s why we chose YuLife. Since launching it, our absenteeism has halved!”
Cerian Morris, Director of HR, XMA
“There’s a really clear difference between now and when we didn’t have YuLife. Everything exists within the app - [whether it’s] my Income Protection policy or my fitness movement. I visit these benefits more regularly as a result.”
Gemma Meyer, Benefits Engagement Manager, Capital One
“Our GIP insurance gives us peace of mind if an employee is unable to work. What's great about YuLife is all the wellbeing tools available on top of that, so the chances of becoming unwell [is also] reduced.”
1 Based on MetLife claims data, April 2024
2 Based on MetLife claims data, https://www.metlife.co.uk/intermediary/employee-benefits/group-income-protection/
3 The Economic Impact of YuLife, Forrester Consulting, November 2022
4 YuLife user survey, 2022
5 2024 data from users who have downloaded the YuLife app in the last year and have been active in the last 30 days.
6 GRID Claims Survey 2024, grouprisk.org.uk
7 Up to 10 structured (online,telephone or face to face) counselling sessions per issue, per policy year,
if deemed clinically appropriate by Health Assured (include Health Assured legals at bottom too
8 GP24 is provided by HealthHero Solutions Limited, a company incorporated in England with company number 03766413 whose registered address is at 10 Upper Berkeley Street, London, W1H 7PE.
9 Health Claims Bureau Registered in England No: 2820780. Registered Office: Weirbank, Monkey Island Lane, Berkshire SL6 2ED
10 https://www.capterra.co.uk/software/1031164/yulife
11 Available on MetLife Group Income Protection across the policy period. Not every product or service will be available to claim each policy year. Employees unlock additional products and services through engagement with YuLife over time. This is in addition to normal YuCoin rewards for activities including mindfulness, walking, and cycling. The specific products and services may be subject to change, and are provided by YuLife partners outside of the scope of MetLife.
Yu Life Ltd is authorised and regulated by the Financial Conduct Authority. Firm reference No. 783352. Yu Life Ltd is a company registered in England, company no. 10308260, registered office: 12 Mallow Street, London, EC1Y 8RQ. In addition to providing group life insurance cover, YuLife offers bonuses, discounts and incentives through its wellness app to inspire your team to prioritise their health.
Products and services are offered by MetLife Europe d.a.c. which is an affiliate of MetLife, Inc. and operates under the “MetLife” brand. MetLife Europe d.a.c. is a private company limited by shares, registered in Ireland under company number 415123. Registered office at 20 on Hatch, Lower Hatch Street, Dublin 2, Ireland. UK branch office at Invicta House, Trafalgar Place, Brighton BN1 4FR. Branch establishment number: BR008866. MetLife Europe d.a.c. (trading as MetLife) is authorised and regulated by Central Bank of Ireland. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request
The MetLife Group Life EAP is provided by Health Assured Limited (No.6314620) registered in England at the Peninsula, Victoria Place, Manchester M4 4FB